After a car accident, your insurance company will check the damage to your vehicle. A car is considered totaled when the cost to fix it is more than what the car is worth. This is also called a total loss. Most insurance companies use a percentage to decide this. If repairs cost 70-80% of the car's value, they may call it totaled. At this point, the insurance company will pay you the car's value instead of fixing it. Drivers in Alexandria often wonder about this process after a crash.